As the Rat is in a direct clash with the Tai Sui, this is a year of significant change and potential instability.
You may be prone to major career changes and unexpected financial losses.
Conflicts and disagreements may arise more frequently in your professional and personal life.
You may find yourself troubled by relationship matters or become entangled in romantic scandals.
It is crucial to pay special attention to your safety when traveling, particularly near water.
In terms of health, be mindful of potential issues concerning the heart (such as myocardial infarction), high blood pressure, and the kidneys or urinary system.

The "Breaking" influence of the Tai Sui can lead to hesitation in decision-making, erratic behavior, or missed opportunities due to naivety or placing trust in the wrong people.
You may face situations where it is difficult to distinguish truth from falsehood.
There is a tendency to follow others blindly, leading to errors in judgment that can result in financial losses or "breaking" of fortune.
Emotional relationships may be easily damaged by suspicion or by lightly believing others.
This clash also carries a symbolic warning of items in the home being accidentally dropped, broken, or destroyed.

The "Harming" influence of the Tai Sui indicates a year where you are vulnerable to hidden dangers.
In your career, you are prone to "Xiao Ren" (negative people) working against you from behind the scenes, having your credit stolen, or having projects derailed by internal problems at critical moments.
You may be plagued by interpersonal troubles, feeling wronged and bottling up your frustration, with grievances that are difficult to express.
Investments are prone to failure; it may feel like throwing money into a mud pit with no return. There is also a risk of goods in storage being destroyed by fire or damaged by dampness.
You must be exceptionally cautious in managing your finances and career, and be vigilant against problems arising from within.
In terms of health, pay extra special attention to the well-being of your heart, spleen, and stomach.

This is your "Ben Ming Nian" (本命年) or your own zodiac year, which is marked by significant challenges. This is compounded by a "Punishing" influence, leading to self-generated obstacles.
Your overall fortune may feel blocked or stagnant.
You may experience emotional volatility, internal conflict, or feelings of depression, as if you are "at war with yourself."
In your career, you are prone to making poor decisions due to impatience.
You may find yourself involved in more gossip and interpersonal disputes.
In relationships, minor issues can easily escalate into major conflicts.
In terms of health, you must pay close attention to your heart, blood, eyes, and overall mental well-being.